Investments

Investment Options And Descriptions

Stable Income (Invesco)

Portfolio managed by lnvesco Institutional (NA), Inc.
Objective: Stable long-term investment growth.
Portfolio: Invests primarily in investment contracts issued by insurance companies, banks and other financial institutions, and may invest in other stable value pooled funds.

Conservative Journey

Portfolio managed by MassMutual.
Objective: Limit exposure to risk while recognizing the importance of equity investments as a hedge against inflation.
Portfolio: Invests in equity, fixed-income and cash investments. The mix of investments should achieve growth, stability and diversification. Target asset mix: 30% equity, 70% fixed-income/short-term investments.

Moderate Journey

Portfolio managed by MassMutual.
Objective: Provides both long-term growth and short-term stability.
Portfolio: Investment mix tilts toward equities but also includes fixed-income and cash investments to take advantage of a variety of markets. This mix offers good growth potential. Target asset mix: 60% equity, 40% fixed-income/short-term investments.

Aggressive Journey

Portfolio managed by MassMutual.
Objective: Provide a portfolio for investors who can keep money invested for long periods, can tolerate market fluctuations and who desire to accumulate a substantial account balance.
Portfolio: Invests in stocks but diversifies with fixed-income and cash investments. This mix offers high growth potential. Target asset mix: 85% equity, 15% fixed-income/short-term investments.

Premier Capital Appreciation (OFI)

Portfolio managed by OppenheimerFunds, Inc.

Objective: Long-term capital appreciation.
Portfolio: Invests mainly in common stocks of "growth companies.’’ These may be newer companies or established companies of any capitalization range that the portfolio manager believes may appreciate in value over the long-term.

Important Notice: These Plan Highlights provide a brief overview of the Plan and do not replace the formal Summary Plan Description or Plan Document. In all cases, the Plan Document governs. For further information, please review your Summary Plan Description or contact the 401K Fund Office .